Resources & Guides
Understanding Winter Sports Injuries in Ontario: Statistics, Prevention, and Compensation
Explore winter sports injury statistics in Ontario, including snow sports and ice skating. Learn how to prevent injuries and understand your rights to compensation.
Personal Injury and Snow-Related Car Accidents in Ontario
Personal injuries from snow-related car accidents in Ontario are common. Learn how snow and ice impact driving safety and what to do if you’re involved in an accident.
The Impact of Snow on Car Accidents in Ontario: How to Stay Safe
Discover how snow and ice contribute to car accidents in Ontario. Learn how to stay safe during winter driving and avoid collisions in hazardous weather.
Navigating Plane Accidents in Toronto: Legal Rights, Fault Determination, and How to Secure Legal Representation
Navigating a plane accident in Toronto requires understanding the complex web of liability, seeking the right legal representation, and acting swiftly to secure compensation. By following the steps outlined in this guide, you can ensure that your rights are protected, and that you have the best chance of receiving the compensation you deserve.
How to Claim Compensation for Plane Accidents in Ontario: A Complete Guide
Ontario has seen its share of unexpected incidents in the aviation industry, including rare plane accidents. If you’ve been affected by a plane accident, knowing your rights and how to claim compensation is crucial. Here’s a complete guide on what to do if you find yourself in such a situation
10 Ways to Improve Your Personal Injury Accident Case in Ontario
If you’ve been injured in a car accident—whether as a passenger, driver, pedestrian, or even in an Uber—you may be entitled to compensation. However, navigating insurance claims, legal processes, and medical documentation can be overwhelming. This guide will walk you through 10 key areas where claimants often face challenges, how to overcome these issues, and real-world examples to help strengthen your case.
The Technicalities: Understanding Personal Injury Deadlines in Ontario
In Kosal v. Aviva Insurance, 2017 ONSC 6594, the plaintiff’s lawsuit was dismissed because they failed to provide timely notice to their insurer. The judge ruled that the delay resulted in “prejudice” against the insurance company, barring the claim.
Failing to Consider Future Medical Costs: The Settlement Trap
Future medical costs should be calculated with the help of medical professionals, rehabilitation specialists, and actuarial experts. Without these assessments, claimants often settle for far less than they will ultimately need.
Poor Communication With Your Lawyer Can Cost You
Maintain regular contact with your lawyer.
Request written updates on case progress.
Hiring a Lawyer Who Lacks Experience in Personal Injury Law
Personal injury law is complex. In Khan v. Harb, 2022 ONSC 2120, the plaintiff’s case was weakened due to improper filing.
Not Documenting Everything Properly
Evidence is key in personal injury cases. In Stegenga v. Economical Mutual Insurance Co., 2019 ONCA 615, lack of documentation weakened the plaintiff’s case.
Ignoring Doctor’s Orders Can Hurt Your Claim
Courts often reduce damages when claimants fail to follow treatment plans. In Berta v. Johnston, 2010 ONSC 5716, compensation was reduced due to treatment non-compliance.
Ignoring the Full Value of Your Claim
In Ontario, courts recognize future damages as part of personal injury claims. In Gordon v. Greig, 2007 ONCA 32, the plaintiff received significant compensation for long-term rehabilitation.
The Fatal Mistake of Giving a Recorded Statement Too Soon
Insurance adjusters look for inconsistencies to reduce or deny claims. In Valdez v. Intact Insurance, 2018 ONSC 471, the court upheld a denial based on inconsistencies between a recorded statement and medical records.
The Hidden Danger of Delaying Medical Treatment After an Accident
Insurance companies often deny claims based on “failure to mitigate damages,” meaning if you don’t seek treatment promptly, they assume you weren’t injured—or that something else caused your injuries. In Simmons v. Yeung, 2013 ONSC 2072, the court ruled against a plaintiff due to delayed medical treatment, reducing their compensation significantly.
Submitting Your OCF Forms Late: Why Deadlines Matter
OCF-1 forms should be submitted within 30 days of the accident. Always file as soon as possible.
Not Initialling for Direct Payment: How This Small Oversight Can Cost You Thousands
To have payments go directly to healthcare providers, you must initial the relevant section on your OCF form. Otherwise, bills will be sent to you instead.
Forgetting to Sign & Date Your OCF Forms: The Easiest Way to Delay Your Claim
Before submission, review every page. Ensure all required signatures and dates are present. Keep copies for your records.
