Submitting Your OCF Forms Late: Why Deadlines Matter

A Costly Mistake at the Insurance Office

Kevin waited six months before filing his OCF-1 form. By then, he was told he missed the 30-day deadline, and his claim was denied.

How to Avoid This Mistake

OCF-1 forms should be submitted within 30 days of the accident. Always file as soon as possible.

Technicalities & Case Law

In Turnbull v. Coseco, 2007 ONCA 575, the court upheld a denial due to late submission. Don’t wait—act fast.

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The Hidden Danger of Delaying Medical Treatment After an Accident

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Not Initialling for Direct Payment: How This Small Oversight Can Cost You Thousands