Forgetting to Sign & Date Your OCF Forms: The Easiest Way to Delay Your Claim

A Costly Mistake at Home

David spent hours filling out his OCF-1 form but forgot to sign the last page. The insurer returned it as incomplete, delaying his claim by three weeks.

How to Avoid This Mistake

Before submission, review every page. Ensure all required signatures and dates are present. Keep copies for your records.

Technicalities & Case Law

Under SABS, unsigned applications can be deemed invalid. Courts have repeatedly upheld insurers’ rights to reject unsigned documents, making proper completion essential.

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Not Initialling for Direct Payment: How This Small Oversight Can Cost You Thousands

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Submitting Your OCF Forms to the Wrong Insurer: A Simple Yet Devastating Error