Completing the OCF-3: Disability Certificate for MVA Patients

What is the OCF-3?

The OCF-3 (Disability Certificate) is a medical document used to determine whether an accident victim qualifies for income replacement benefits, non-earner benefits, or caregiver benefits. As a chiropractor or physiotherapist, you may be asked to complete this form if you are the treating healthcare provider.

Who Needs the OCF-3?

✅ Patients who are unable to work due to MVA injuries.
✅ Patients seeking non-earner benefits (if unemployed).
✅ Patients who need caregiver benefits due to an inability to care for dependents.

Key Sections to Fill Out

1️⃣ Patient Information & MVA Details – Basic accident details.
2️⃣ Provider Information – Your credentials and contact information.
3️⃣ Disability Status – Indicate whether the patient is substantially disabled from work or daily activities.
4️⃣ Functional Limitations – Describe how injuries impact the patient’s ability to work or function at home.
5️⃣ Expected Recovery Timeline – Estimate how long the patient may be impaired.

Key Tips

📌 Be specific and objective in describing functional impairments.
📌 Avoid over-promising recovery—only state what is clinically justifiable.
📌 This form may impact insurance benefits, so accuracy is essential.