OCF-2 Employer’s Confirmation Form: 5 Tips for Completion After an Accident in Ontario

You may be eligible for income replacement payments from your auto insurance company if you are no longer able to work as a result of injuries you incurred in a collision. All automobile insurance plans in the province of Ontario shall include income replacement payments in line with the Statutory Accident payments Schedule.

To obtain lost income, a victim of an automobile accident must complete a thorough Application for Accident Benefits. The submission of an OCF-2, or employer's confirmation of income, may be required by an insurance company.

Tip One: Determine who is Eligible to Complete the Form

Both you and your employer must finish the OCF-2. Determine who at your organisation is qualified to disclose information about your working hours, compensation, and tenure. This person must be able to respond to inquiries regarding your job responsibilities and tasks, as well as a job description and type of employment.

Tip Two: Make sure there are specifics as to why you are unable to work.

Your employer has the opportunity to outline the key responsibilities of your position as well as the physical demands connected to each. Even additional documentation may be provided by your company to substantiate these claims. If required, your employer can offer details demonstrating how your injuries hinder you from working.

Tip Three; Survivors who are self-employed

Those who were self-employed for at least four consecutive weeks before to the injury may be eligible for income replacement compensation. Consider yourself to be both the employer and the employee when filling out the OCF-2, and answer all questions as such. You must still be specific about your weekly and yearly earnings, plus any benefits and employment responsibilities. Your pay will be determined using the most recent fiscal year. However, you must make sure that your taxes for the prior fiscal year were correctly filed.

Tip Four: Know the Deadlines

You have just seven days from the time of the accident to notify your insurance company. You have 30 days after receiving your application to complete and submit the forms, including OCF-2. The payment of benefits may be denied or delayed if these dates are not met.

Tip Five: Know When to Ask For Help

Insurance documentation is not always simple to comprehend. They frequently use challenging terminology and convoluted instructions. Our Ontario accident benefits attorneys have expertise assisting clients with filling out the required insurance paperwork. Contact us if you have any inquiries regarding filing an accident benefits claim.