Claiming Compensation After a Car Accident in an Uber in Ontario

Claiming Compensation After a Car Accident in an Uber in Ontario

Getting into a car accident can be a traumatic experience, especially when it involves rideshare services like Uber. In Ontario, understanding your rights and entitlements to compensation and health benefits is crucial if you find yourself in such a situation.

Can You Get Compensation and Health Benefits?

If you're involved in a car accident while riding in an Uber in Ontario, you are entitled to compensation for injuries and damages incurred. Uber provides insurance coverage for both drivers and passengers, which includes:

1. Accident Benefits: These benefits cover medical expenses, rehabilitation costs, and income replacement if you're unable to work due to injuries sustained in the accident.

2. Third-Party Liability: This coverage applies if the Uber driver is at fault for the accident and covers damages to other vehicles or property, as well as any legal expenses.

3. Uninsured Automobile Coverage: Protects you if the at-fault party is uninsured or underinsured.

What Are You Entitled To?

Your entitlements depend on the severity of your injuries and the circumstances of the accident. In Ontario, accident victims can claim benefits regardless of who was at fault. These benefits may include:

• Medical Expenses: Coverage for necessary medical treatments, prescriptions, and rehabilitation therapies.

• Income Replacement: Payments to replace lost income if you're unable to work due to injuries sustained in the accident.

• Attendant Care Benefits: Coverage for assistance with daily activities if you require ongoing care.

• Pain and Suffering: Compensation for physical and emotional pain caused by the accident.

Step-by-Step Guide to the Claim Process

1. Seek Medical Attention: Ensure your injuries are documented and treated promptly.

2. Report the Accident: Notify Uber and the police immediately. Obtain a copy of the police report.

3. Contact a Lawyer: Consider consulting a personal injury lawyer who specializes in motor vehicle accidents involving rideshare services.

4. File an Accident Benefits Claim: Submit an accident benefits application to your insurance provider or Uber's insurer within the specified time frame.

5. Document Expenses: Keep records of all medical bills, receipts, and expenses related to the accident.

6. Negotiate Settlement: Work with your lawyer to negotiate a fair settlement for your injuries and damages.

For more detailed information on Uber accidents in Ontario, you can refer to resources such as:

• Uber's Insurance Policy in Ontario

• Ontario Ministry of Transportation - Ridesharing

Facts and Statistics

• In 2022, the number of motor vehicle fatalities was 1,931; up 6.0% from 2021 (1,821), and was the second highest count in the last 10 years. The number of serious injuries increased to 8,851 in 2022; up 8.1% from 2021 (8,185). The number of total injuries increased to 118,853 in 2022; up 9.5% from 2021 (108,552)

• Ontario highway deaths topped 400 last year (in 2023 OPP)

• Uber provides insurance coverage for eligible accidents involving its drivers and passengers in Ontario.

Navigating the aftermath of a car accident in an Uber can be complex, but knowing your rights and understanding the available resources can help ensure you receive the compensation and support you need.